313 Usher Rd, Madison, AL 35757 Property Records

Madison County property record for 313 Usher Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,442 sqft · built 1987
Lot Size	0.361 acres (15,751 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-002-068.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-002-068.000`
Alternative APNs	`097651` `207924`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,751 sqft (0.361 acres)
Lot Dimensions	157 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	207924
Street Address	313 USHER RD
City	MADISON
State	AL
Zip	35757-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF THE NE 1/4 OF SEC 8 MORE PARTIC DESC AS FOLLOW BEG AT A PT ON THE S MAR OF USHER RD SD P/O/B IS FURTHER DESC
Legal Range	02W
Legal Township	03S
Legal Section	08
Legal Subdivision	WINTER RIDGE
Legal Block	B
Legal Lot Number	27
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2019
Census Tract	10629

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 USHER RD, MADISON, AL 35757-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Jul 17, 2026
Property Address	313 USHER RD, MADISON, AL 35757-8013
Document Number	2026154955
Book / Page	2026 / 154955
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 USHER RD, MADISON, AL 35757-8013

Mortgage

Document Number	2026154955,
Date	Jul 17, 2026
Book Page	2026/154955

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00
2025	Homeowner's exemption	$19,320 (-46.21%) Land $4,000 Building $15,320	$193,100 (+7.52%) Land $40,000 Building $153,100
2023	$1,287.00 (+17.11%)	$35,920 (+17.31%) Land $8,000 Building $27,920	$179,600 (+17.31%) Land $40,000 Building $139,600
2022	$1,099.00	$30,620 Land $6,000 Building $24,620	$153,100 Land $30,000 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20