Madison County property record for 351 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,748 sqft · built 1994 |
| Lot Size | 0.583 acres (25,425 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,199 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-003-051.012 |
| Primary APN | 15-03-08-0-003-051.012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,425 sqft (0.583 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Pool House | 470 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 224879 |
|---|---|
| Street Address | 351 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 1 RACHELS PLACE |
| Legal Subdivision | RACHELS PLACE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10629 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 351 USHER RD, MADISON, AL 35757-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITYNATIONAL MTG CO |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 351 USHER RD, MADISON, AL 35757-8014 |
| Document Number | 0000092043 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 351 USHER RD MADISON AL 357578014, MADISON, AL 35757-8014 |
| Document Number | 0000092043 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 92043 |
| Name | SECURITYNATIONAL MTG CO |
|---|---|
| Address | MURRAY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 351 USHER RD, MADISON, AL 35757-8014 |
| Document Number | 0000281240 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 351 USHER RD MADISON AL 357578014, MADISON, AL 35757-8014 |
| Document Number | 0000281240 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 281240 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2032 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,199.00 | ||
| 2025 | $1,199.00 (+18.24%) Homeowner's exemption | $34,580 (+17.14%) Land $5,000 Building $29,580 | $345,700 (+17.15%) Land $50,000 Building $295,700 |
| 2023 | $1,014.00 (+46.11%) Homeowner's exemption | $29,520 (+43.3%) Land $5,000 Building $24,520 | $295,100 (+43.25%) Land $50,000 Building $245,100 |
| 2022 | $694.00 Homeowner's exemption | $20,600 Land $3,000 Building $17,600 | $206,000 Land $30,000 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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