324 Union St, Plainwell, MI 49080 Property Records

Allegan County property record for 324 Union St, Plainwell, MI 49080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,784 sqft · built 1889
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$149,900 (Jul 2020)
Tax Bill$2,976 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-160-109-00

Property Details

APN / Parcel Number

Primary APN55-160-109-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Basement Area224 sqft
Unfinished Basement224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions148 ft deep x 81 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address324 UNION ST
CityPLAINWELL
StateMI
Zip49080-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 109 CORPORATION PLAT PLAINWELL
Legal SubdivisionPLAINWELL
Legal Lot Number109
JurisdictionALLEGAN MI
Township / Civil DivisionPLAINWELL
Census Block Group3
Census Block3012
Census Tract32000

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address324 UNION ST, PLAINWELL, MI 49080-1249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Apr 27, 2017Warranty Deed, Transfer · FHA Mortgage
HONOR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2020 · Amount on Record
Deed SaleJul 9, 2020 · Amount on Record
Prior SaleApr 27, 2017 · Amount on Record
Deed Book / Page4482 / 116
Prior Transfer DateFeb 9, 2006
Prior Transfer Doc2950/742
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJul 9, 2020
Property Address324 UNION ST, PLAINWELL, MI 49080-1249
Document Number004482/116
Book / Page4482 / 116
Map ReferenceLB 1 PG 10
Instrument DateJul 1, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 UNION ST, 324, PLAINWELL, MI 49080-1249

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 S WOODHAMS ST, PLAINWELL, MI 49080-1705

Mortgage

Document Number0004482119
DateJul 9, 2020
Instrument4482/119
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateApr 27, 2017
Property Address324 UNION ST, PLAINWELL, MI 49080-1249
Document Number4134/280
Book / Page4134 / 280
Map ReferenceLB1 PG10
Instrument DateApr 20, 2017
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$847.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 UNION ST, 324, PLAINWELL, MI 49080-1249

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 12TH ST, PLAINWELL, MI 49080-1117

Mortgage

Document Number004134/281
DateApr 27, 2017
Book Page4134/281
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityPlainwell City
Unified School DistrictPlainwell Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,400 (+4.71%) Land $23,900 Building $60,500$168,800 (+4.71%) Land $47,800 Building $121,000
2025$2,976.00 (+2.16%) Homeowner's exemption$80,600 (+25.35%) Land $23,000 Building $57,600$161,200 (+25.35%) Land $46,000 Building $115,200
2024$2,913.00 (+10.55%)
2023$64,300 Land $18,000 Building $46,300$128,600 Land $36,000 Building $92,600
2022$2,635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLAINWELL
serves 3,998 people · EPA ID MI0005380
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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