315 Union St, Plainwell, MI 49080 Property Records

Allegan County property record for 315 Union St, Plainwell, MI 49080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,904 sqft · built 1974
Lot Size0.282 acres (12,284 sqft)
OwnerCompany Name on File
Tax Bill$4,141 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN55-160-111-00

Property Details

APN / Parcel Number

Primary APN55-160-111-00
Alternative APN
  • 03-55-160-111-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,904 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialWood
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions148 ft deep x 82 ft wide
Garage Area1,012 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address315 UNION ST
CityPLAINWELL
StateMI
Zip49080-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLOT 111 ALSO THAT PT OF LOT 112 LYING N OF THE EXTENDED S LINE OF LOT 1 ROOT'S ADDITION & E OF ROOTS ADDITION CORPORATION PLAT
Legal SubdivisionROOTS ADD
JurisdictionALLEGAN MI
Township / Civil DivisionPLAINWELL
Census Block Group3
Census Block3017
Census Tract32000

Owner

315 Union St is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: Allegan County records, as of September 9, 2026

Owner of RecordCompany Name on File
Mailing Address315 UNION ST, PLAINWELL, MI 49080-1248
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2017Deed of Trust, Mortgage
FIFTH THIRD BANK
Jan 5, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2020
Transfer Doc4560/149
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address315 UNION ST, PLAINWELL, MI 49080-1248
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4175/558
DateSep 12, 2017
Book Page4175/558
Lender
NameFIFTH THIRD BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount on Record
Term120 Months
DueSep 1, 2027

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateJan 5, 2021
Property Address315 UNION ST, PLAINWELL, MI 49080-1248
Document Number4560/149
Book / Page4560 / 149
Instrument DateDec 23, 2020
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address315 UNION ST, PLAINWELL, MI 49080-1248

Tax Assessment & Valuation

The 2025 property tax bill for 315 Union St was $4,141 with a homeowner's exemption, up 2.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityPlainwell City
Unified School DistrictPlainwell Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,400 (+4.35%) Land $32,100 Building $138,300$340,800 (+4.35%) Land $64,200 Building $276,600
2025$4,141.00 (+2.17%) Homeowner's exemption$163,300 Land $30,900 Building $132,400$326,600 Land $61,800 Building $264,800
2024$4,053.00
2023$130,900 Land $24,300 Building $106,600$261,800 Land $48,600 Building $213,200
2022$3,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLAINWELL
serves 3,998 people · EPA ID MI0005380
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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