Allegan County property record for 323 Union St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,155 sqft · built 1900 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2023) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-160-110-00 |
| Primary APN | 55-160-110-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 148 ft deep x 82 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 323 UNION ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LOT 110 CORPORATION PLAT |
| Legal Subdivision | CORPORATION |
| Legal Lot Number | 110 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | PLAINWELL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 32000 |
323 Union St is owned and occupied by an individual who bought it in May 2023.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Declaration, Transfer · Conventional Mortgage PRIMELENDING |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LC |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Apr 23, 2013 · Amount on File |
| Deed Document Number | 20236199 |
| Deed Book / Page | 4852 / 800 |
| Prior Transfer Date | Jun 26, 2013 |
| Prior Transfer Doc | 3751/140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Declaration |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 1, 2023 |
| Property Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Document Number | 004852/800 |
| Book / Page | 4852 / 800 |
| Map Reference | LB 1 PG 9 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023006199 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Name | Verified Name |
|---|---|
| Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Document Number | 2023006201 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023006201 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4158/460 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 4158/460 |
| Name | MORTGAGE CENTER LC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 323 UNION ST, PLAINWELL, MI 49080-1248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Name | Verified Name |
|---|
| Document Number | 4481/454 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 4481/454 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 323 Union St was $2,646 with a homeowner's exemption, up 2.2% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Plainwell City |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,100 (+4.4%) Land $24,100 Building $40,000 | $128,200 (+4.4%) Land $48,200 Building $80,000 | |
| 2025 | $2,646.00 (+2.16%) Homeowner's exemption | $61,400 Land $23,200 Building $38,200 | $122,800 Land $46,400 Building $76,400 |
| 2024 | $2,590.00 | ||
| 2023 | $48,900 Land $18,200 Building $30,700 | $97,800 Land $36,400 Building $61,400 | |
| 2022 | $1,118.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 323 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLAINWELL serves 3,998 people · EPA ID MI0005380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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