Laurens County property record for 324 Topsail Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.83 acres (36,185 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $65,000 (May 2007) |
| Tax Bill | $1,495 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-073 |
| Primary APN | 339-00-00-073 |
|---|---|
| Alternative APNs |
|
| Lot Area | 36,185 sqft (0.83 acres) |
|---|
| Street Address | 324 TOPSAIL DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 324 TOPSAIL DR |
| Legal Subdivision | RIDGEWOOD HARBOR SUBDIVISION |
| Legal Phase | 2 |
| Legal Lot Number | 103 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTH ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2007 · Amount on Record |
| Deed Sale | May 2, 2007 · Amount on Record |
| Deed Document Number | 20075446 |
| Deed Book / Page | 832 / 4 |
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 0000003891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 20, 2026 |
| Property Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Document Number | 0000003889 |
| Book / Page | 1997 / 49 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20263889 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 20, 2026 |
| Property Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Document Number | 0000003891 |
| Book / Page | 1997 / 67 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20263891 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 324 TOPSAIL DR, WATERLOO, SC 29384-5023 |
| Document Number | 0025190142 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 324 TOPSAIL DR WATERLOO SC 293845023, WATERLOO, SC 29384-5023 |
| Document Number | 0025190142 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 002519/000142 |
| Instrument | 7473 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | NORTH CHARLESTON, SC 29406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,495.00 (+4.55%) | $10,660 (-) Land $3,800 Building $6,860 | |
| 2024 | $1,430.00 (+45.03%) | $10,660 (+136.89%) Land $3,800 Building $6,860 | |
| 2023 | $986.00 (-28.45%) Homeowner's exemption | $4,500 (-57.79%) Land $1,500 Building $3,000 | $75,000 (-71.86%) Building $75,000 |
| 2022 | $1,378.00 Homeowner's exemption | $10,660 Land $3,800 Building $6,860 | $266,500 (-) Land $95,000 Building $171,500 |
| 2021 | $266,500 Land $95,000 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures