368 Topsail Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 368 Topsail Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`339-00-00-046`

Property Details

APN / Parcel Number

Primary APN	`339-00-00-046`
Alternative APNs	`3390000046 00736993` `00736993`

Location & Zoning

Old Parcel Number	3390000046 00736993
Street Address	368 TOPSAIL DR
City	WATERLOO
State	SC
Zip	29384-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 98, 98A & 99, 99A
Legal Subdivision	LA SUB
Legal Phase	2
Legal Lot Number	98,99
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2005
Census Tract	921001

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	368 TOPSAIL DR, WATERLOO, SC 29384-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2016
Deed Sale	Sep 19, 2016
Deed Document Number	0000127831
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	368 TOPSAIL DR, WATERLOO, SC 29384-5023
Document Number	0024860089
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 TOPSAIL DR WATERLOO SC 293845023, WATERLOO, SC 29384-5023

Mortgage

Document Number	0024860089
Date	Mar 11, 2019
Book Page	002486/000089
Instrument	2100

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	GREENWOOD, SC 29649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+4.61%) Homeowner's exemption	$14,660 (-) Land $5,000 Building $9,660
2024	$2,061.00 (+45.96%) Homeowner's exemption	$14,660 (+83.16%) Land $5,000 Building $9,660
2023	$1,412.00 (-28.83%) Homeowner's exemption	$8,004 (-45.4%) Land $3,544 Building $4,460	$200,100 (-45.4%) Land $88,600 Building $111,500
2022	$1,984.00 Homeowner's exemption	$14,660 Land $5,000 Building $9,660	$366,500 (-) Land $125,000 Building $241,500
2021			$366,500 Land $125,000 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000