Laurens County property record for 200 Topsail Dr, Waterloo, SC 29384 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $520,000 (Sep 2022) |
| Tax Bill | $3,392 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-052 |
| Primary APN | 339-00-00-052 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3390000052 00740693 |
|---|---|
| Street Address | 200 TOPSAIL DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 RIDGEWOOD HARBOR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 2 |
| Legal Lot Number | 109 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records · APN 339-00-00-052
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 200 TOPSAIL DR, WATERLOO, SC 29384-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2017 |
| Deed Document Number | 2022009010 |
| Deed Book / Page | D1683 / 191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 29, 2022 |
| Property Address | 200 TOPSAIL DR, WATERLOO, SC 29384-5022 |
| Document Number | 0D16830191 |
| Book / Page | D1683 / 191 |
| Map Reference | MB A-38 PG 10 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022009010 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,352.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 TOPSAIL DR, WATERLOO, SC 29384-5022 |
| Document Number | 2022009011 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022009011 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Oct 20, 2017 |
| Property Address | 200 TOPSAIL DR, WATERLOO, SC 29384-5022 |
| Document Number | 0013490078 |
| Book / Page | 001349 / 000078 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 9836 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 TOPSAIL DR WATERLOO SC 293845022, WATERLOO, SC 29384-5022 |
Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,392.00 (+4.69%) Homeowner's exemption | $20,140 (-) Land $6,600 Building $13,540 | |
| 2024 | $3,240.00 (+46.74%) Homeowner's exemption | $20,140 (+191.88%) Land $6,600 Building $13,540 | |
| 2023 | $2,208.00 (+52.17%) Homeowner's exemption | $6,900 (-38.06%) Land $2,300 Building $4,600 | $115,000 (-58.71%) Building $115,000 |
| 2022 | $1,451.00 Homeowner's exemption | $11,140 Land $3,800 Building $7,340 | $278,500 (-44.69%) Land $95,000 Building $183,500 |
| 2021 | $503,500 Land $165,000 Building $338,500 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599210012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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