324 This Way, Freeport, FL 32439 Property Records

Walton County property record for 324 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,068 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,500 (Sep 2026)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0720`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0720`
Alternative APN	`18-119-23213-000-0720`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,068 sqft Living Area
Gross Area	2,825 sqft
1st Floor Area	2,068 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	130 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 72 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3135-4013 OR 3175-635 OR 3290-559
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	7
Legal Lot Number	72
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1960 WHIRLAWAY CIR, CLARKSVILLE, TN 37042-1503
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORPORATION
May 19, 2023	Warranty Deed, Transfer · Conventional Mortgage GREAT RIVER FCU
Dec 23, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	202636907
Deed Book / Page	3411 / 4667
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 4, 2026
Property Address	324 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0000036907
Book / Page	3411 / 4667
Instrument Date	Sep 3, 2026
Instrument	202636907
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271,841.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 WHIRLAWAY CIR, CLARKSVILLE, TN 37042-1503

Mortgage

Document Number	0000036908,
Date	Sep 4, 2026
Instrument	202636908

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 19, 2023
Property Address	324 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0032900559
Book / Page	3290 / 559
Map Reference	MB 22 PG 44-47
Instrument Date	May 18, 2023
Instrument	20230017766
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 COASTAL BREEZE DR, FREEPORT, FL 32439-6287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CONVENTION DR APT 739, 739, FAIRVIEW, TX 75069-6916
Investor	Possibly a Property Investor

Mortgage

Document Number	0003290561
Date	May 19, 2023
Instrument	3290/561

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 18, 2063

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.4%
Index	1-Year T-Bill
Max Rate	11.4%

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 23, 2020
Property Address	324 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0031750635
Book / Page	3175 / 635
Map Reference	MB 22 PG 44-47
Instrument Date	Dec 21, 2020
Instrument	20200053293
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,048.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0003175636
Date	Dec 23, 2020
Instrument	3175/636

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (-4.93%)	$334,473 (-0.69%) Land $50,000 Building $284,473	$334,473 (-0.69%) Land $50,000 Building $284,473
2024	$3,934.00 (+38.47%)
2023	$2,841.00 (+5.46%) Homeowner's exemption	$336,813 (+9.71%) Land $49,485 Building $287,328	$336,813 (+9.71%) Land $49,485 Building $287,328
2022	$2,694.00 Homeowner's exemption	$307,000 Land $54,928 Building $252,072	$307,000 Land $54,928 Building $252,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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