316 This Way, Freeport, FL 32439 Property Records

Walton County property record for 316 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$1,948 (Dec 2020)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0730`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0730`
Alternative APN	`18-119-23213-000-0730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,407 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	130 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 73 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3135-4013 OR 3175-1615
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	7
Legal Lot Number	73
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

316 This Way is owned and occupied by two individuals who bought it in December 2020.

Source: Walton County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 THIS WAY, FREEPORT, FL 32439-5427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 22, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202053481
Deed Book / Page	3175 / 1615
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 26, 2026
Property Address	316 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0000035481
Book / Page	3410 / 3839
Instrument Date	Jul 29, 2026
Instrument	202635481
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0000035481,
Date	Aug 26, 2026
Book Page	3410/3839
Instrument	202635481

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Jan 1, 2051

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	316 THIS WAY, FREEPORT, FL 32439-5427
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0032560494
Date	Jun 14, 2022
Book Page	3256/494
Instrument	20220027721

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	316 THIS WAY, FREEPORT, FL 32439-5427
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0032183723
Date	Oct 1, 2021
Book Page	3218/3723
Instrument	20210049155

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	316 THIS WAY, FREEPORT, FL 32439-5427
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	OR33191197
Date	Mar 22, 2024
Book Page	OR3319/1197
Instrument	20240010009

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	322 Months
Due	Jan 1, 2051

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2020
Property Address	316 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0031751615
Book / Page	3175 / 1615
Map Reference	MB 22 PG 44-47
Instrument Date	Dec 22, 2020
Instrument	20200053481
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,948.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0031751616
Date	Dec 28, 2020
Instrument	3175/1616

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 316 This Way was $2,592 with a homeowner's exemption, down 0.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (-0.88%) Homeowner's exemption	$242,876	$300,042 Land $50,000 Building $250,042
2024	$2,615.00 (+3.85%)
2023	$2,518.00 (+5.44%) Homeowner's exemption	$302,035 (+9.18%) Land $49,485 Building $252,550	$302,035 (+9.18%) Land $49,485 Building $252,550
2022	$2,388.00 Homeowner's exemption	$276,634 Land $54,928 Building $221,706	$276,634 Land $54,928 Building $221,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 This Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 This Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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