296 This Way, Freeport, FL 32439 Property Records

Walton County property record for 296 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,668 (Mar 2021)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0750`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0750`
Alternative APN	`18-119-23213-000-0750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	130 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	296 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 75 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3135-4013 OR 3187-727
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	7
Legal Lot Number	75
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 THIS WAY, FREEPORT, FL 32439-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	202111506
Deed Book / Page	3187 / 727
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	296 THIS WAY, FREEPORT, FL 32439-5428
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 THIS WAY, FREEPORT, FL 32439-5428

Mortgage

Document Number	0032314309
Date	Dec 29, 2021
Book Page	3231/4309
Instrument	20210064266

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2021
Property Address	296 THIS WAY, FREEPORT, FL 32439-5428
Document Number	0031870727
Book / Page	3187 / 727
Map Reference	MB 22 PG 44-47
Instrument Date	Jan 29, 2021
Instrument	20210011506
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 THIS WAY, FREEPORT, FL 32439-5428

Mortgage

Document Number	0031870731
Date	Mar 10, 2021
Book Page	3187/731
Instrument	20210011509

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 (-1.68%) Homeowner's exemption Veteran's exemption	$297,607 (-0.66%) Land $50,000 Building $247,607	$297,607 (-0.66%) Land $50,000 Building $247,607
2024	$3,270.00 (+1.68%)
2023	$3,216.00 (+5.41%) Homeowner's exemption	$299,575 (+9.18%) Land $49,485 Building $250,090	$299,575 (+9.18%) Land $49,485 Building $250,090
2022	$3,051.00 Homeowner's exemption	$274,376 Land $54,928 Building $219,448	$274,376 Land $54,928 Building $219,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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