324 Saint Clair Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 324 Saint Clair Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1908
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS02440OO0030A`

Property Details

APN / Parcel Number

Primary APN	`RPS02440OO0030A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Finished Area
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1950
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,752 sqft (0.155 acres)
Garage Type	Built-in
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	324 SAINT CLAIR AVE
City	SANDPOINT
State	ID
Zip	83864-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W LAWS 2ND ADDN BLK OO LOT 3
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	LAWS 2ND ADDN
Legal Block	OO
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4022
Census Tract	950300

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	2017908749
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	743445
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	324 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	952136
Date	Jan 23, 2020
Instrument	952136

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 26, 2017
Property Address	324 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Document Number	908749
Map Reference	MB I PG 58
Instrument Date	Jul 19, 2017
Instrument	908749
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617

Mortgage

Document Number	908750
Date	Jul 26, 2017
Instrument	908750

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,077 (-1.65%)	$375,077 (-1.65%)
2025	$1,843.00 (-4.21%) Homeowner's exemption	$381,367 (-8.79%) Land $287,107 Building $94,260	$381,367 (-8.79%) Land $287,107 Building $94,260
2023	$1,924.00 Homeowner's exemption	$418,104 Land $312,488 Building $105,616	$418,104 Land $312,488 Building $105,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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