314 Saint Clair Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 314 Saint Clair Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,421 sqft · built 1920
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Oct 2021)
Tax Bill	$2,288 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS02440JJ0080A`

Property Details

APN / Parcel Number

Primary APN	`RPS02440JJ0080A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,421 sqft Finished Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 SAINT CLAIR AVE
City	SANDPOINT
State	ID
Zip	83864-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W LAWS 2ND ADDN BLK JJ LOT 8 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	CPWRS
Legal Block	JJ
Legal Lot Number	8
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4022
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	2021993432
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	993432
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	314 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	NORTHERN IDAHO TITLE, NORTH IDAHO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	995952
Date	Nov 19, 2021
Instrument	995952

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 12, 2021
Property Address	314 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Document Number	993432
Map Reference	MB 1 PG 26
Instrument Date	Oct 5, 2021
Instrument	993432
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	314 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617

Mortgage

Document Number	993433
Date	Oct 12, 2021
Instrument	993433

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	314 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 910026
Date	Aug 18, 2017
Instrument	910026

Lender

Name	HORIZON CU
Type	Credit Union
Address	Spokane, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,288.00 (+10.96%) Homeowner's exemption	$435,507 (-5.6%) Land $267,607 Building $167,900	$435,507 (-5.6%) Land $267,607 Building $167,900
2025	$2,062.00 (+23.25%) Homeowner's exemption	$461,337 (+10.72%) Land $267,607 Building $193,730	$461,337 (+10.72%) Land $267,607 Building $193,730
2023	$1,673.00 Homeowner's exemption	$416,682 Land $292,988 Building $123,694	$416,682 Land $292,988 Building $123,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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