326 Saint Clair Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 326 Saint Clair Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,476 sqft · built 2011
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RPS02440OO0040A`

Property Details

APN / Parcel Number

Primary APN	`RPS02440OO0040A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,476 sqft Finished Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Garage Type	Built-in
Pole Barn	528 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	326 SAINT CLAIR AVE
City	SANDPOINT
State	ID
Zip	83864-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W LAWS 2ND ADDN BLK OO LOT 4
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	LAWS 2ND ADDN
Legal Block	OO
Legal Lot Number	4
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4022
Census Tract	950300

Owner

Source: Bonner County records · APN RPS02440OO0040A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 03, 2012
Transfer Doc	833451
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	326 SAINT CLAIR AVE, SANDPOINT, ID 83864-1617
Transaction Type	Mortgage
Record Updated	Jan 02, 2026
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001056041
Date	Dec 12, 2025
Instrument	1056041

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,627 (-)	$501,627 (-)
2025	$2,288.00 (-2.97%) Homeowner's exemption	$501,627 (-8.73%) Land $267,607 Building $234,020	$501,627 (-8.73%) Land $267,607 Building $234,020
2023	$2,358.00 Homeowner's exemption	$549,599 Land $292,988 Building $256,611	$549,599 Land $292,988 Building $256,611

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Ting Fiber Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mann Holdings Fixed Wireless	250 / 50
Newmax Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Kaniksu.

Based on FCC filings for 491 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.