Guadalupe County property record for 324 Saddle Leaf, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 2022 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,264 (Oct 2024) |
| Tax Bill | $2,198 (2023) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000179517 |
| Primary APN | 000000179517 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 1,792 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 SADDLE LEAF |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-0270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #7 BLOCK 26 LOT 17 .15 AC |
| Legal Subdivision | SADDLE CREEK RANCH #7 |
| Legal Tract | 17 |
| Legal Block | 26 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
Source: Guadalupe County records · APN 000000179517
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 SADDLE LEAF, CIBOLO, TX 78108-0270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 28, 2024 | Vendor's Lien, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 20, 2023 | Vendor's Lien, Transfer · VA Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2023 · Amount on Record |
| Deed Document Number | 202426402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 28, 2024 |
| Property Address | TX |
| Document Number | 0099026402 |
| Map Reference | VOL 9 PG 365 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 202499026402 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 SADDLE LEAF, CIBOLO, TX 78108-0270 |
| Document Number | 0099026403 |
|---|---|
| Date | Oct 28, 2024 |
| Instrument | 202499026403 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 20, 2023 |
| Property Address | TX |
| Document Number | 0099023515 |
| Map Reference | VOL 9 PG 365&366 |
| Instrument Date | Aug 09, 2023 |
| Instrument | 202399023515 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 SADDLE LEAF, CIBOLO, TX 78108-0270 |
| Investor | Possibly a Property Investor |
| Document Number | 0099023516 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 202399023516 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,696 (-5.83%) Land $43,670 Building $277,026 | $320,696 (-5.83%) Land $43,670 Building $277,026 | |
| 2025 | $340,568 (+199.37%) Land $41,802 Building $298,766 | $340,568 (+199.37%) Land $41,802 Building $298,766 | |
| 2023 | $2,198.00 (+330.98%) | $113,761 Land $31,671 Building $82,090 | $113,761 Land $31,671 Building $82,090 |
| 2022 | $510.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Moderate above 52% of the US · above 27% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Guadalupe Valley Electric Cooperative, AT&T, Valley Telephone Cooperative, Inc. (TX), Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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