319 Saddle Leaf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 319 Saddle Leaf, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,675 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$356,440 (Jun 2024)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000179526`

Property Details

APN / Parcel Number

Primary APN	`000000179526`
Alternative APNs	`1G3900-7027-00400-0-00` `000000251441` `000000300285` `179526`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,675 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 SADDLE LEAF
City	CIBOLO
State	TX
Zip	78108-0270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK RANCH #7 BLOCK 27 LOT 4 .15 AC
Legal Subdivision	SADDLE CREEK RANCH #7
Legal Tract	4
Legal Block	27
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1005
Census Tract	210612

Owner

Source: Guadalupe County records · APN 000000179526

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	319 SADDLE LEAF, CIBOLO, TX 78108-0270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2024 · Amount on Record
Deed Sale	Jun 19, 2024 · Amount on Record
Deed Document Number	202414272
Record Updated	Sep 20, 2026

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 19, 2024
Property Address	TX
Document Number	0099014272
Map Reference	VOL 9 PG 365&366
Instrument Date	Jun 17, 2024
Instrument	202499014272
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SADDLE LEAF, CIBOLO, TX 78108-0270

Mortgage

Document Number	0099014273
Date	Jun 19, 2024
Instrument	202499014273

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2029
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,728 (-5.61%) Land $43,670 Building $255,058	$298,728 (-5.61%) Land $43,670 Building $255,058
2025	$6,107.00 (+139.68%)	$316,473 (+899.25%) Land $41,802 Building $274,671	$316,473 (+899.25%) Land $41,802 Building $274,671
2024	$2,548.00 (+317.02%)
2023	$611.00 (+19.8%)	$31,671 Land $31,671	$31,671 Land $31,671
2022	$510.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 27% of Texas
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.