Adair County property record for 324 S Summit St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1972 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Oct 2006) |
| Deeds & Mortgages | Jan 2017 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-206-010 |
| Primary APN | 04-05-206-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 324 S SUMMIT ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 12 FT OF LOT 5 & ALL LOT 6 BLK 45 UNION |
| Legal Block | 45 |
| Legal Lot Number | 5,6 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960100 |
Source: Adair County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 324 S SUMMIT ST, STUART, IA 50250-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Jun 1, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2006 · Amount on Record |
| Deed Sale | Oct 10, 2006 · Amount on Record |
| Deed Document Number | 2006-1877 |
| Deed Book / Page | 0559 / 282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 324 S SUMMIT ST, STUART, IA 50250-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000747/156 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 0747/156 |
| Instrument | ES17-0040 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 324 S SUMMIT ST, STUART, IA 50250-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210860 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0860 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Adair County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $130,300 (+12.98%) Land $22,030 Building $108,270 | $130,300 (+12.98%) Land $22,030 Building $108,270 |
| 2023 | $115,330 Land $20,200 Building $95,130 | $115,330 Land $20,200 Building $95,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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