Adair County property record for 304 S Summit St, Stuart, IA 50250 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1974 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (May 2023) |
| Tax Bill | $2,390 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-206-006 |
| Primary APN | 04-05-206-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Finished Basement | 520 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 304 S SUMMIT ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & N 12 FT LOT 2 BLK 45 UNION |
| Legal Block | 45 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960100 |
Source: Adair County records · APN 04-05-206-006
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage VISION BANK OF IOWA |
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jul 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 05, 2018 | Warranty Deed, Transfer REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Jul 25, 2022 |
| Deed Document Number | 2023-0507 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | May 17, 2023 |
| Property Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Number | 0020230507 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023-0507 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Number | 0020230508 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-0508 |
| Name | VISION BANK OF IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020221032 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-1032 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Jul 25, 2022 |
| Property Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Number | 0020221094 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022-1094 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Jun 05, 2018 |
| Property Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Number | 20181004 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-1004 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 S SUMMIT ST, STUART, IA 50250-2013 |
| Document Number | 20181005 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 2018-1005 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
Source: Adair County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,890 (+27.02%) Land $22,030 Building $149,860 | $171,890 (+27.02%) Land $22,030 Building $149,860 | |
| 2024 | $2,390.00 (+28.49%) | ||
| 2023 | $135,330 (+29.24%) Land $20,200 Building $115,130 | $135,330 (+29.24%) Land $20,200 Building $115,130 | |
| 2022 | $1,860.00 (+4.26%) Homeowner's exemption | $104,710 Land $12,850 Building $91,860 | |
| 2021 | $1,784.00 | $104,710 Land $12,850 Building $91,860 |
Source: FEMA National Flood Hazard Layer, Adair County (19001C), updated April 4, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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