Adair County property record for 412 S Summit St, Stuart, IA 50250 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 2003 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Oct 2010 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-252-008 |
| Primary APN | 04-05-252-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Construction Type | Manufactured |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 412 S SUMMIT ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & N 1/2 LOT 4 BLK 48 UNION CONVERTED TO REAL ESTATE 2/10/2011 |
| Legal Subdivision | UNION ADDITION |
| Legal Block | 48 |
| Legal Lot Number | 3,4 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960100 |
Source: Adair County records · APN 04-05-252-008
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 S SUMMIT ST, STUART, IA 50250-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 06, 2013 |
| Transfer Doc | 000697/342 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 412 S SUMMIT ST, STUART, IA 50250-2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000642/059 |
|---|---|
| Date | Oct 28, 2010 |
| Book Page | 0642/059 |
| Instrument | 2010-1135 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Jun 25, 2020 |
| Property Address | 412 S SUMMIT ST, STUART, IA 50250-2012 |
| Document Number | 0020200667 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-0667 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 S SUMMIT ST, STUART, IA 50250-2012 |
| Document Number | 0020200668 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020-0668 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Adair County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 | $176,600 (+11.38%) Land $27,540 Building $149,060 | $176,600 (+11.38%) Land $27,540 Building $149,060 |
| 2024 | $2,660.00 (+20.8%) | ||
| 2023 | $158,550 (+39.78%) Land $25,250 Building $133,300 | $158,550 (+39.78%) Land $25,250 Building $133,300 | |
| 2022 | $2,202.00 | $113,430 Land $16,070 Building $97,360 | |
| 2021 | $113,430 Land $16,070 Building $97,360 |
Source: FEMA National Flood Hazard Layer, Adair County (19001C), updated April 4, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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