324 S Spring St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 324 S Spring St, Elizabeth, NJ 07201

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 1900
Lot Size	0.024 acres (1,041 sqft)
Owner	Company Name on File
Last Sale	$420,000 (Sep 2024)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Sep 2024 Sale & Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-00551-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`04-00551-0000-00002`
Alternative APNs	`04 00009-0000-01294-A` `0400009000001294000A`

Interior

Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,041 sqft (0.024 acres)
Lot Dimensions	50 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0400009000001294A
Street Address	324 S SPRING ST
City	ELIZABETH
State	NJ
Zip	07201-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	CITY/ELIZABETH
Legal Block	551
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4006
Census Tract	31100

Owner

324 S Spring St is owned by a company that bought it in September 2024.

Source: Union County and Elizabeth City records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed, Construction Loan · Construction Mortgage BROADVIEW CAPITAL LLC
Jan 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC
Sep 21, 2023	Deed, Construction Loan · Construction Mortgage WE LEND LLC
Mar 18, 2019	Grant Deed, Transfer · Conventional Mortgage ANCHOR LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Sep 21, 2023 · Amount on File
Deed Document Number	202440878
Deed Book / Page	6558 / 2151
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0064192514
Record Updated	Oct 29, 2026

September 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 30, 2024
Property Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0065582151
Book / Page	6558 / 2151
Instrument Date	Jul 26, 2024
Instrument	40878
Transaction Type	Construction Loan
Record Updated	Oct 20, 2025
Title Company	MEISTER ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 WILLOWBROOK BLVD STE 110, 110, WAYNE, NJ 07470-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640

Mortgage

Document Number	0000069344
Date	Sep 30, 2024
Instrument	69344

Lender

Name	BROADVIEW CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151520011
Date	Jan 26, 2022
Book Page	15152/11
Instrument	30305

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 21, 2023
Property Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0065222146
Book / Page	6522 / 2146
Instrument Date	May 13, 2023
Instrument	32256
Transaction Type	Construction Loan
Record Updated	Apr 11, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 SARATOGA CT, BRANCHBURG, NJ 08876-3887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 E GRAND AVE, RAHWAY, NJ 07065-4508

Mortgage

Document Number	0000056518
Date	Sep 21, 2023
Instrument	56518

Lender

Name	WE LEND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 31, 2024

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 18, 2019
Property Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0063132049
Book / Page	006313 / 002049
Instrument Date	Oct 9, 2018
Instrument	310795
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1767 MORRIS AVE UNION NJ 070833532, UNION, NJ 07083-3532

Mortgage

Document Number	145402504
Date	Mar 18, 2019
Book Page	014540/002504
Instrument	670427

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 324 S Spring St was $5,619, up 34.6% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,600 (-) Land $92,300 Building $186,300	$278,600 (-) Land $92,300 Building $186,300
2025	$5,619.00 (+34.59%)	$278,600 Land $92,300 Building $186,300	$278,600 Land $92,300 Building $186,300
2024	$4,175.00
2023		$19,500 (-) Land $5,000 Building $14,500	$19,500 (-) Land $5,000 Building $14,500
2022	$5,962.00	$19,500 Land $5,000 Building $14,500	$19,500 Land $5,000 Building $14,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 S Spring St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1978–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 S Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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