312 S Spring St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 312 S Spring St, Elizabeth, NJ 07201

Property Summary

Property Type	Single Family Home
Details	2,500 sqft · built 1900
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Sep 2026)
Tax Bill	$9,942 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04 00009-0000-01290`

Property Details

APN / Parcel Number

Primary APN	`04 00009-0000-01290`
Alternative APNs	`04-00551-0000-00007` `040000901290`

Interior

Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	95 ft deep x 68 ft wide

Location & Zoning

Old Parcel Number	0400009000001290
Street Address	312 S SPRING ST
City	ELIZABETH
State	NJ
Zip	07201-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	551
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4006
Census Tract	31100

Owner

312 S Spring St is owned and occupied by an individual who bought it in September 2026.

Source: Union County and Elizabeth City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	312 S SPRING ST, ELIZABETH, NJ 07201-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 13, 2019	Grant Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	202658143
Deed Book / Page	6633 / 2544
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Sep 25, 2026
Property Address	312 S SPRING ST, ELIZABETH, NJ 07201-3110
Document Number	0000058143
Book / Page	6633 / 2544
Instrument Date	Aug 7, 2026
Instrument	202658143
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	SIMPLICITY TITLE LLC, SIMPLICITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S SPRING ST, ELIZABETH, NJ 07201-3110

Mortgage

Document Number	0000097661,
Date	Sep 25, 2026
Book Page	15861/2915
Instrument	202697661

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	312 S SPRING ST, ELIZABETH, NJ 07201-3110
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149352749
Date	Apr 12, 2021
Book Page	14935/2749
Instrument	9381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 13, 2019
Property Address	312 S SPRING ST, ELIZABETH, NJ 07201-3110
Document Number	0063210909
Book / Page	006321 / 000909
Instrument Date	May 2, 2019
Instrument	312663
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S SPRING ST ELIZABETH NJ 072012640, ELIZABETH, NJ 07201-2640

Mortgage

Document Number	145560045
Date	May 13, 2019
Book Page	014556/000045
Instrument	672584

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 S Spring St was $9,942, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,900 (-) Land $137,200 Building $355,700	$492,900 (-) Land $137,200 Building $355,700
2025	$9,942.00 (+4.84%)	$492,900 Land $137,200 Building $355,700	$492,900 Land $137,200 Building $355,700
2024	$9,483.00
2023		$25,200 Land $6,700 Building $18,500	$25,200 Land $6,700 Building $18,500
2022	$7,705.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 S Spring St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1978–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 S Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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