322 S Spring St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 322 S Spring St, Elizabeth, NJ 07201

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 1900
Lot Size	0.03 acres (1,320 sqft)
Owner	Individual Name on Record
Last Sale	$171,900 (Jun 2017)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Jan 2022 Sale Jul 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04 00009-0000-01294`

Property Details

APN / Parcel Number

Primary APN	`04 00009-0000-01294`
Alternative APNs	`04-00551-0000-00003` `040000901294`

Interior

Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,320 sqft (0.03 acres)
Lot Dimensions	60 ft deep x 22 ft wide

Location & Zoning

Old Parcel Number	0400009000001294
Street Address	322 S SPRING ST
City	ELIZABETH
State	NJ
Zip	07201-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	551
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4006
Census Tract	31100

Owner

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 S SPRING ST, ELIZABETH, NJ 07201-2640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed, Transfer FORTUNE TITLE AGENCY INC
Jul 1, 2021	Deed, Transfer FORTUNE TITLE AGENCY INC
Jun 8, 2017	Grant Deed, Transfer · FHA Mortgage MCS MTG BANKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2017287369
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 26, 2022
Property Address	322 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0064490080
Book / Page	6449 / 80
Instrument Date	Nov 1, 2021
Instrument	14255
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,118.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 STRAWBERRY HILL AVE, WOODBRIDGE, NJ 07095-2633

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 1, 2021
Property Address	322 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0064192514
Book / Page	6419 / 2514
Instrument Date	Jun 15, 2021
Instrument	6444
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1767 MORRIS AVE STE 307, 307, UNION, NJ 07083-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BAXTER WAY # 220, 220, WESTLAKE VILLAGE, CA 91362-3817

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 8, 2017
Property Address	322 S SPRING ST, ELIZABETH, NJ 07201-2640
Document Number	0061930603
Book / Page	006193 / 000603
Instrument Date	Jun 7, 2017
Instrument	287369
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S SPRING ST ELIZABETH NJ 072012640, ELIZABETH, NJ 07201-2640

Mortgage

Document Number	142830719
Date	Jun 8, 2017
Book Page	014283/000719
Instrument	641475

Lender

Name	MCS MTG BANKERS
Type	Mortgage Company
Address	PATCHOGUE, NY 11772

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,300 (-) Land $106,300 Building $137,000	$243,300 (-) Land $106,300 Building $137,000
2025	$4,907.00 (+4.83%)	$243,300 (+1,160.62%) Land $106,300 Building $137,000	$243,300 (+1,160.62%) Land $106,300 Building $137,000
2024	$4,681.00 (-20.67%)
2023		$19,300 (-) Land $5,300 Building $14,000	$19,300 (-) Land $5,300 Building $14,000
2022	$5,901.00	$19,300 Land $5,300 Building $14,000	$19,300 Land $5,300 Building $14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1978–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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