323 N Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 323 N Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,840 sqft · built 2014
Lot Size	0.789 acres (34,412 sqft)
Owner	Company Name on File
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-07-01-008`

Property Details

APN / Parcel Number

Primary APN	`209-07-01-008`
Alternative APN	`25878`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	344 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	629 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25878
Old Parcel Number	209 07 01 008
Street Address	323 N SUMMIT DR
City	SENECA
State	SC
Zip	29672-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 THE SUMMIT
Legal Subdivision	THE SUMMIT
Legal Block	1
Legal Lot Number	31
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Oconee County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	323 N SUMMIT DR, SENECA, SC 29672-2445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 29, 2025
Deed Sale	Jul 29, 2025
Prior Sale	Jan 9, 2013 · Amount on Record
Deed Document Number	0000001401
Deed Book / Page	3254 / 238
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	323 N SUMMIT DR, SENECA, SC 29672-2445
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015126
Date	Mar 18, 2021
Book Page	4120/240
Instrument	15126

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	323 N SUMMIT DR, SENECA, SC 29672-2445
Document Number	0039810176
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 N SUMMIT DR SENECA SC 296722445, SENECA, SC 29672-2445

Mortgage

Document Number	0039810176
Date	Jun 26, 2020
Book Page	003981/000176

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00	$25,665 (-) Land $5,712 Building $19,953	$641,628 (-) Land $142,800 Building $498,828
2023		$25,665 Land $5,712 Building $19,953	$641,628 Land $142,800 Building $498,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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