322 N Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 322 N Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,216 sqft
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Apr 2019)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-07-01-001`

Property Details

APN / Parcel Number

Primary APN	`209-07-01-001`
Alternative APN	`25872`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,216 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25872
Old Parcel Number	209 07 01 001
Street Address	322 N SUMMIT DR
City	SENECA
State	SC
Zip	29672-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 THE SUMMIT (0.76 AC)
Legal Subdivision	THE SUMMIT
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Oconee County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 N SUMMIT DR, SENECA, SC 29672-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Apr 1, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	0024530009
Deed Book / Page	002453 / 000009
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	322 N SUMMIT DR, SENECA, SC 29672-2444
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N SUMMIT DR, SENECA, SC 29672-2444

Mortgage

Document Number	0000009028
Date	Jan 16, 2026
Book Page	4774/275
Instrument	9028

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	322 N SUMMIT DR, SENECA, SC 29672-2444
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000957
Date	Jul 19, 2022
Book Page	4359/200
Instrument	957

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 1, 2019
Property Address	322 N SUMMIT DR, SENECA, SC 29672-2444
Document Number	0024530009
Book / Page	002453 / 000009
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	364 FIDDLERS WAY SENECA SC 296781684, SENECA, SC 29678-1684

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00	$29,284 (+1,460.15%) Land $4,332 Building $24,952	$732,100 (+1,459.98%) Land $108,300 Building $623,800
2023		$1,877 Land $1,877	$46,930 Land $46,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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