324 N Harris St, Wilber, NE 68465 Property Records

Saline County property record for 324 N Harris St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 1952
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Jul 2021)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-007-0006`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-007-0006`
Alternative APN	`760023565`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Basement Area	1,812 sqft
Finished Basement	1,630 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2014
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Mixed
Garage Area	2,050 sqft
Driveway	Concrete Driveway
Parking Spaces	7 Parking Spaces
Deck Area	60 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	324 N HARRIS ST
City	WILBER
State	NE
Zip	68465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY WILBER'S FIRST ADDITION LOTS14-15 BLK. 7
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	7
Legal Lot Number	14-15
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1080
Census Tract	960900

Owner

324 N Harris St is owned and occupied by an individual who bought it in July 2021.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	324 N HARRIS ST, WILBER, NE 68465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · VA Mortgage CHARTER WEST BANK
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20211391
Prior Transfer Date	Apr 20, 2006
Prior Transfer Doc	02001/7519
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Jul 21, 2021
Property Address	324 N HARRIS ST, WILBER, NE 68465
Document Number	202101391
Instrument Date	Jul 7, 2021
Instrument	2021-01391
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CPS TITLE LLC, CSD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101392
Date	Jul 21, 2021
Instrument	2021-01392

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	324 N HARRIS ST, WILBER, NE 68465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	444/636
Date	Mar 9, 2020
Book Page	444/636
Instrument	2020-00348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE NE
Recording Date	May 1, 2018
Property Address	324 N HARRIS ST, WILBER, NE 68465
Document Number	000430/676
Book / Page	430 / 676
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 N HARRIS ST, WILBER, NE 68465

Mortgage

Document Number	430/678
Date	May 1, 2018
Book Page	430/678

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 324 N Harris St was $3,476.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,715 (+8.46%) Land $21,615 Building $316,100	$337,715 (+8.46%) Land $21,615 Building $316,100
2025	$3,476.00	$311,365 Land $21,615 Building $289,750	$311,365 Land $21,615 Building $289,750
2023	$4,077.00	$249,485 Land $21,145 Building $228,340	$249,485 Land $21,145 Building $228,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 N Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 N Harris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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