323 N Harris St, Wilber, NE 68465 Property Records

Saline County property record for 323 N Harris St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,820 sqft · built 1934
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2019)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-006-0001`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-006-0001`
Alternative APN	`760024138`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	323 N HARRIS ST
City	WILBER
State	NE
Zip	68465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY WILBER'S FIRST ADDITION LOT 1 & N 1/2 OF LOT 2 BLK 6
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1079
Census Tract	960900

Owner

323 N Harris St is owned and occupied by an individual who bought it in June 2019.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	323 N HARRIS ST, WILBER, NE 68465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES
Oct 16, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	May 7, 2013
Deed Document Number	2019825
Deed Book / Page	438 / 700
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Recording Date	May 13, 2026
Property Address	323 N HARRIS ST, WILBER, NE 68465
Document Number	0000000853
Instrument Date	May 4, 2026
Instrument	2026853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N HARRIS ST, WILBER, NE 68465

Mortgage

Document Number	0000000853,
Date	May 13, 2026
Instrument	2026853

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2053

Interest

Rate	6.46%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	323 N HARRIS ST, WILBER, NE 68465
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N HARRIS ST, WILBER, NE 68465

Mortgage

Document Number	0202401457
Date	Oct 16, 2024
Instrument	2024-01457

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	323 N HARRIS ST, WILBER, NE 68465
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N HARRIS ST, WILBER, NE 68465

Mortgage

Document Number	0202301826
Date	Dec 7, 2023
Instrument	2023-01826

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	May 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Jun 6, 2019
Property Address	323 N HARRIS ST, WILBER, NE 68465
Document Number	000438/700
Book / Page	438 / 700
Instrument Date	Jun 6, 2019
Instrument	2019-00825
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000438/701
Date	Jun 6, 2019
Book Page	438/701
Instrument	2019-00826

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 323 N Harris St was $1,930, down 11% from the year before.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,190 (+8.26%) Land $17,425 Building $169,765	$187,190 (+8.26%) Land $17,425 Building $169,765
2025	$1,930.00 (-11.02%)	$172,915 (-6.51%) Land $17,425 Building $155,490	$172,915 (-6.51%) Land $17,425 Building $155,490
2024	$2,169.00 (-18.55%)	$184,965 (+13.52%) Land $16,115 Building $168,850	$184,965 (+13.52%) Land $16,115 Building $168,850
2023	$2,663.00	$162,940 Land $16,115 Building $146,825	$162,940 Land $16,115 Building $146,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 N Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 N Harris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on N Harris St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures