316 N Harris St, Wilber, NE 68465 Property Records

Saline County property record for 316 N Harris St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1964
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Nov 2004)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-007-0005`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-007-0005`
Alternative APN	`760023557`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Mixed
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	316 N HARRIS ST
City	WILBER
State	NE
Zip	68465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY WILBER'S FIRST ADDITION LOTS12-13 BLK. 7
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	7
Legal Lot Number	12-13
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1080
Census Tract	960900

Owner

316 N Harris St is owned and occupied by an individual who acquired it in August 2018.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	316 N HARRIS ST, WILBER, NE 68465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST
Sep 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Deed Book / Page	2001 / 7519
Last Transfer Date	Aug 1, 2018
Transfer Doc	0433000177
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	316 N HARRIS ST, WILBER, NE 68465
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	UNION CMRC TITLE COMPANY LLC, UNION TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102224
Date	Nov 29, 2021
Instrument	2021-02224

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	316 N HARRIS ST, WILBER, NE 68465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440/332
Date	Aug 26, 2019
Book Page	440/332
Instrument	2019-01344

Lender

Name	UNION BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 19, 2024

Interest

Rate Type	Fixed Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE NE
Recording Date	Sep 6, 2018
Property Address	316 N HARRIS ST, WILBER, NE 68465
Document Number	000433/177
Book / Page	433 / 177
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	UNION CMRC TITLE COMPANY LLC, UNION TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433/178
Date	Sep 6, 2018
Book Page	433/178

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 316 N Harris St was $1,750.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,075 (+7.18%) Land $21,615 Building $146,460	$168,075 (+7.18%) Land $21,615 Building $146,460
2025	$1,750.00	$156,810 Land $21,615 Building $135,195	$156,810 Land $21,615 Building $135,195
2023	$2,239.00	$137,015 Land $21,145 Building $115,870	$137,015 Land $21,145 Building $115,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 N Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 N Harris St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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