Frederick County property record for 321 Masters Dr, Cross Junction, VA 22625 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,489 sqft Living Area |
| Lot Size | 9,846 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,900 (2016) |
| Tax Bill | $1,418.00 (2026) |
Source: Frederick County records · APN 18A022-12-260
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on Record |
| Deed Sale | Mar 31, 2016 · Amount on Record |
| Deed Doc Number | 20162719 |
| Last Transfer Date | Sep 10, 2020 |
| Transfer Doc | 0000013188 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 321 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002649 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 230002649 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9% |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,418.00 (+10.44%) | $267,600 Land $58,000 Building $209,600 | $267,600 Land $58,000 Building $209,600 |
| 2025 | $1,284.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18A022-12-260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,489 sqft Living Area |
| Gross Area | 4,136 sqft Gross Area |
| 1st Floor | 987 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,846 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 504 sqft Garage |
| Deck Area | 180 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 483 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 8001694 |
|---|---|
| Street Address | 321 MASTERS DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE HOLIDAY EST. L260 P12 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 12 |
| Legal Lot Number | 260 |
| Jurisdiction | FREDERICK VA |
| Minor Civil Division | GAINESBORO |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 50300 |
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