324 Leah Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 324 Leah Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,978 sqft · built 2002
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Tax Bill	$7,792 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-181-018-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-181-018-000`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Garage Area	700 sqft
Driveway	Concrete Driveway
Driveway Area	1,340 sqft
Porch	Slab
Porch Area	318 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 LEAH DR
City	WATERLOO
State	IL
Zip	62298-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 18 KOLMER FARM ESTATES 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	KOLMER FARM ESTATES
Legal Lot Number	18
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3000
Census Tract	600401

Owner

324 Leah Dr is owner-occupied and held in a trust.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	324 LEAH DR, WATERLOO, IL 62298-1069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	324 LEAH DR, WATERLOO, IL 62298-1069
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439612
Date	Oct 14, 2025
Instrument	439612

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	324 LEAH DR, WATERLOO, IL 62298-1069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396201
Date	Jun 4, 2018
Instrument	396201

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 7, 2028

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	324 LEAH DR, WATERLOO, IL 62298-1069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414105
Date	Jan 11, 2021
Instrument	414105

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 324 Leah Dr was $7,792, up 5.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,792.00 (+5.75%) Homeowner's exemption	$133,450 Land $18,420 Building $115,030	$400,350 Land $55,260 Building $345,090
2024	$7,368.00
2022	Additional exemption filed	$104,820 Land $16,460 Building $88,360	$314,460 Land $49,380 Building $265,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Leah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Leah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Wisper ISP.

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