320 Leah Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 320 Leah Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 2005
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Sep 2021)
Tax Bill$7,982 (2024)
Deeds & MortgagesSep 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN07-24-181-017-000

Property Details

APN / Parcel Number

Primary APN07-24-181-017-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,070 sqft Living Area
1st Floor Area2,070 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area16,117 sqft (0.37 acres)
Garage Area805 sqft
DrivewayConcrete Driveway
Driveway Area1,828 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area480 sqft
PorchSlab
Porch Area289 sqft
Patio Area966 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address320 LEAH DR
CityWATERLOO
StateIL
Zip62298-1069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR2
Legal DescriptionLOT 17 KOLMER FARM ESTATES 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionKOLMER FARM ESTATES
Legal Lot Number17
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group3
Census Block3000
Census Tract600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 LEAH DR, WATERLOO, IL 62298-1069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Deed Document Number2021419818
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateSep 23, 2021
Property Address320 LEAH DR, WATERLOO, IL 62298-1069
Document Number0000419818
Instrument DateSep 17, 2021
Instrument419818
Transaction TypeConstruction Loan
Record UpdatedOct 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$772.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 LEAH DR, WATERLOO, IL 62298-1069

Mortgage

Document Number0000419819
DateSep 23, 2021
Instrument419819
Lender
NameSTATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$143,570 (+25%) Land $17,410 Building $126,160$430,710 (+25%) Land $52,230 Building $378,480
2024$7,982.00
2022Additional exemption filed$114,860 Land $15,800 Building $99,060$344,580 Land $47,400 Building $297,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Leah Dr

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