308 Leah Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 308 Leah Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,193 sqft · built 2006
Lot Size	0.36 acres (15,682 sqft)
Owner	Trust Name on File
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-181-014-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-181-014-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Garage Area	836 sqft
Driveway	Concrete Driveway
Driveway Area	1,248 sqft
Porch	Slab
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 LEAH DR
City	WATERLOO
State	IL
Zip	62298-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 14 KOLMER FARM ESTATES 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	KOLMER FARM ESTATES
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3000
Census Tract	600401

Owner

308 Leah Dr is owner-occupied and held in a trust since March 2022.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	308 LEAH DR, WATERLOO, IL 62298-1069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Apr 5, 2022	Intrafamily Transfer, Transfer
Oct 18, 2017	Warranty Deed, Transfer · Conventional with PMI SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000423613
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	308 LEAH DR, WATERLOO, IL 62298-1069
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432405
Date	Mar 13, 2024
Instrument	432405

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2034

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Apr 5, 2022
Property Address	308 LEAH DR, WATERLOO, IL 62298-1069
Document Number	0000423613
Map Reference	MB 1 PG 14
Instrument Date	Mar 29, 2022
Instrument	423613
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LEAH DR, WATERLOO, IL 62298-1069

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 18, 2017
Property Address	308 LEAH DR, WATERLOO, IL 62298-1069
Document Number	0000392509
Instrument Date	Oct 17, 2017
Instrument	392509
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 LEAH DR WATERLOO IL 622981069, WATERLOO, IL 62298-1069

Mortgage

Document Number	392510
Date	Oct 18, 2017
Instrument	392510

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2032

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 308 Leah Dr was $5,991 with a homeowner's exemption, down 16.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,991.00 (-16.47%) Homeowner's exemption	$120,150 Land $17,350 Building $102,800	$360,450 Land $52,050 Building $308,400
2024	$7,172.00
2022	Additional exemption filed	$106,640 Land $15,730 Building $90,910	$319,920 Land $47,190 Building $272,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Leah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Leah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Wisper ISP.

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