324 Lanceolate Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 324 Lanceolate Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,180 sqft Living Area
Lot Size	10,807 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2011)
Tax Bill	$1,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356720-000810`
Alternative APNs	`022925356720000810` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,180 sqft Living Area
Gross Area	2,664 sqft Gross Area
1st Floor	2,180 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,807 sqft (0.248 acres)
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Pool Area	240 sqft Pool
Porch Area	470 sqft Porch

Location & Zoning

Street Address	324 LANCEOLATE DR
City	WINTER HAVEN
State	FL
Zip	33880-1626
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 81
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	VILLAGE @ SPIRIT LAKE PHASE ONE
Legal Phase	1
Legal Tract	356720
Legal Block	3
Legal Lot Number	81
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	3
Census Block	3002
Census Tract	14701

Owner

Source: Polk County records · APN 25-29-02-356720-000810

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2011 · Amount on Record
Deed Sale	Apr 12, 2011 · Amount on Record
Prior Sale	Feb 16, 2004 · Amount on Record
Deed Doc Number	201162255
Deed Book / Page	8364 / 2051
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	324 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626
Document Number	0111602083
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	324 LANCEOLATE DR WINTER HAVEN FL 338801626, WINTER HAVEN, FL 33880-1626

Mortgage

Document Number	0111602083
Date	Mar 03, 2020
Book Page	011160/002083
Instrument	48718

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 02, 2030

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,830.00 (-25.7%) Homeowner's exemption	$181,758 (+5.99%)	$317,212 (+0.75%) Land $44,000 Building $273,212
2023	$2,463.00 (+5.94%) Homeowner's exemption	$171,491 (+3%)	$314,850 (+11.62%) Land $42,000 Building $272,850
2022	$2,325.00 Homeowner's exemption	$166,496	$282,079 Land $35,000 Building $247,079

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.