Polk County property record for 328 Lanceolate Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,186 sqft Living Area |
| Lot Size | 11,996 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2015) |
| Tax Bill | $2,300.00 (2025) |
| Primary APN | 25-29-02-356720-000790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,711 sqft Gross Area |
| 1st Floor | 2,186 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,996 sqft (0.275 acres) |
| Garage Type | Attached Garage |
| Garage Area | 525 sqft Garage |
| Porch Area | 428 sqft Porch |
| Street Address | 328 LANCEOLATE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 79 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 356720 |
| Legal Block | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-02-356720-000790
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 LANCEOLATE DR, WINTER HAVEN, FL 33880-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 02, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2015 · Amount on Record |
| Deed Sale | Oct 07, 2015 · Amount on Record |
| Prior Sale | Mar 31, 2009 · Amount on Record |
| Deed Doc Number | 2015181885 |
| Deed Book / Page | 9645 / 1428 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 328 LANCEOLATE DR, WINTER HAVEN, FL 33880-1628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 328 LANCEOLATE DR, WINTER HAVEN, FL 33880-1628 |
| Document Number | 0000230616 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 11876/2120 |
| Instrument | 2021230616 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 328 LANCEOLATE DR, WINTER HAVEN, FL 33880-1628 |
| Document Number | 0113731406 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 328 LANCEOLATE DR WINTER HAVEN FL 338801628, WINTER HAVEN, FL 33880-1628 |
| Document Number | 0113731406 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 011373/001406 |
| Instrument | 190408 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (-21.07%) Homeowner's exemption | $218,135 (+5.99%) | $304,342 (+1.33%) Land $44,000 Building $260,342 |
| 2023 | $2,914.00 (+5.27%) Homeowner's exemption | $205,813 (+3%) | $300,341 (+13.71%) Land $42,000 Building $258,341 |
| 2022 | $2,768.00 Homeowner's exemption | $199,818 | $264,135 Land $35,000 Building $229,135 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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