Polk County property record for 320 Lanceolate Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,453 sqft Living Area |
| Lot Size | 10,642 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $177,500 (2015) |
| Tax Bill | $1,467.00 (2025) |
| Primary APN | 25-29-02-356720-000830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 2,957 sqft Gross Area |
| 1st Floor | 1,961 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,642 sqft (0.244 acres) |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Pool House | Pool House |
| Porch Area | 558 sqft Porch |
| Street Address | 320 LANCEOLATE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 83 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 356720 |
| Legal Block | 3 |
| Legal Lot Number | 83 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-02-356720-000830
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Person or Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Nov 18, 2014 · Amount on Record |
| Deed Doc Number | 2015110936 |
| Deed Book / Page | 9555 / 1996 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 320 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626 |
| Document Number | 0000092372 |
| Book / Page | 13963 / 697 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202692372 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626 |
| Document Number | 0000092372, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 13963/697 |
| Instrument | 202692372 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 320 LANCEOLATE DR, WINTER HAVEN, FL 33880-1626 |
| Document Number | 0102310915 |
| Book / Page | 010231 / 000915 |
| Instrument Date | Aug 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 320 LANCEOLATE DR WINTER HAVEN FL 338801626, WINTER HAVEN, FL 33880-1626 |
| Document Number | 0102310915 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 010231/000915 |
| Instrument | 154346 |
| Name | FRANKLIN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (-35%) Homeowner's exemption | $153,728 (+5.99%) | $282,373 (+0.31%) Land $44,000 Building $238,373 |
| 2024 | $2,257.00 (+6.66%) | ||
| 2023 | $2,116.00 (+6.65%) Homeowner's exemption | $145,045 (+3%) | $281,491 (+15.83%) Land $42,000 Building $239,491 |
| 2022 | $1,984.00 Homeowner's exemption | $140,820 | $243,019 Land $35,000 Building $208,019 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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