318 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 318 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,892 sqft · built 2018
Lot Size	0.638 acres (27,783 sqft)
Owner	2 Individual Names on File
Last Sale	$1,346,000 (May 2021)
Tax Bill	$37,156 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification Jun 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`C62-000-747-7822-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7822-6`
Alternative APNs	`32-29-15-35748-010-0220` `291532357480100220` `152932357480100220` `R354402`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	5,892 sqft Living Area
Gross Area	8,443 sqft
1st Floor Area	3,518 sqft
Upper Floors Area	2,374 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	27,783 sqft (0.638 acres)
Lot Dimensions	212 ft deep x 133 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	1,062 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,489 sqft
Deck Area	2,140 sqft
Patio Area	2,140 sqft
Loading Dock	480 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354402
Street Address	318 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 2 UNIT C BLK J, LOT 22 & N 33FT OF LOT 23 (N-06-30-15)
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 2 UNIT C
Legal Tract	35748
Legal Block	J
Legal Lot Number	22,23
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1008
Census Tract	25210

Owner

318 Harbor View Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Pinellas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 HARBOR VIEW LN, LARGO, FL 33770-4008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Loan Modification, Mortgage SUNTRUST MTG
Jun 28, 2018	Loan Modification, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Nov 25, 2015 · Amount on File
Deed Document Number	2021171103
Deed Book / Page	21547 / 2612
Prior Transfer Date	Nov 28, 2012
Prior Transfer Doc	0000369727
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	318 HARBOR VIEW LN, LARGO, FL 33770-4008
Document Number	0201731199
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 HARBOR VIEW LN LARGO FL 337704008, LARGO, FL 33770-4008

Mortgage

Document Number	0201731199
Date	Aug 20, 2018
Book Page	020173/001199
Instrument	265857

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	84 Months
Due	Aug 19, 2025

Interest

Rate	3.36%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	318 HARBOR VIEW LN, LARGO, FL 33770-4008
Document Number	0203871028
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 HARBOR VIEW LN LARGO FL 337704008, LARGO, FL 33770-4008

Mortgage

Document Number	0203871028
Date	Jan 4, 2019
Book Page	020387/001028
Instrument	4962

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.36%

Tax Assessment & Valuation

The 2025 property tax bill for 318 Harbor View Ln was $37,156 with a homeowner's exemption, up 5.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,156.00 (+5.28%) Homeowner's exemption	$2,164,887	$3,816,500 Land $1,959,655 Building $1,856,845
2024	$35,294.00 (+1%)
2023	$34,943.00 (+2.01%) Homeowner's exemption	$2,044,922 (+3%)	$3,730,185 (+38.32%) Land $2,377,380 Building $1,352,805
2022	$34,255.00 Homeowner's exemption	$1,985,361	$2,696,786 Land $1,683,879 Building $1,012,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Harbor View Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 Harbor View Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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