324 Griswold St, Elgin, IL 60123 Property Records

Kane County property record for 324 Griswold St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,798 sqft · built 1878
Lot Size	0.193 acres (8,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2021)
Tax Bill	$6,754 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-231-014`

Property Details

APN / Parcel Number

Primary APN	`06-23-231-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	2,697 sqft
Basement Area	899 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Brick
Lot Area	8,393 sqft (0.193 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	324 GRISWOLD ST
City	ELGIN
State	IL
Zip	60123-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN LOT 14 BLOCK 12
Legal Subdivision	LORDS 2ND ADDN
Legal Block	12
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 GRISWOLD ST, ELGIN, IL 60123-7680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	202118731
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 10, 2021
Property Address	324 GRISWOLD ST, ELGIN, IL 60123-7680
Document Number	0000018731
Instrument Date	Jan 25, 2021
Instrument	2021K018731
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 GRISWOLD ST, ELGIN, IL 60123-7680

Mortgage

Document Number	0000018732
Date	Mar 10, 2021
Instrument	2021K018732

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,754.00 (+15.85%) Homeowner's exemption	$96,535 (+8.57%) Land $18,999 Building $77,536	$289,721 (+8.57%) Land $57,020 Building $232,701
2024		$88,915 (+21.39%) Land $17,499 Building $71,416	$266,852 (+21.44%) Land $52,518 Building $214,334
2022	$5,830.00 (-4.57%) Homeowner's exemption	$73,245 (+6.96%) Land $14,415 Building $58,830	$219,735 (+6.96%) Land $43,245 Building $176,490
2021	$6,109.00	$68,479 Land $13,477 Building $55,002	$205,437 Land $40,431 Building $165,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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