309 Griswold St, Elgin, IL 60123 Property Records

Kane County property record for 309 Griswold St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,111 sqft · built 1873
Lot Size	0.95 acres (4,141 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2026)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-232-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-232-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,111 sqft Living Area
Gross Area	1,947 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Construction Type	Frame
Lot Area	4,141 sqft (0.95 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	309 GRISWOLD ST
City	ELGIN
State	IL
Zip	60123-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN NORTH 1/2 LOT 3 BLOCK 13
Legal Subdivision	LORDS 2ND ADDN
Legal Block	13
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 GRISWOLD ST, ELGIN, IL 60123-7623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	20267608
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2026
Property Address	309 GRISWOLD ST, ELGIN, IL 60123-7623
Document Number	0000007608
Instrument Date	Dec 14, 2025
Instrument	2026K007608
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N AIRLITE ST, ELGIN, IL 60123-4970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WREN CT, BLOOMINGDALE, IL 60108-1433

Mortgage

Document Number	0000007609
Date	Feb 25, 2026
Instrument	2026K007609

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+3.51%)	$61,449 (+8.57%) Land $10,355 Building $51,094	$184,421 (+8.57%) Land $31,077 Building $153,343
2024	$4,529.00 (+12.05%)	$56,599 (+21.39%) Land $9,538 Building $47,061	$169,865 (+21.44%) Land $28,625 Building $141,239
2022	$4,042.00 (+3.96%)	$46,624 (+6.96%) Land $7,857 Building $38,767	$139,872 (+6.96%) Land $23,571 Building $116,301
2021	$3,888.00	$43,590 Land $7,346 Building $36,244	$130,770 Land $22,038 Building $108,732

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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