331 Griswold St, Elgin, IL 60123 Property Records

Kane County property record for 331 Griswold St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 1900
Square Footage	2,792 sqft Living Area
Lot Size	8,404 sqft (0.193 acres)
Garage	Detached
Last Sale	$420,000 (2026)
Tax Bill	$7,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-232-007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,792 sqft Living Area
Gross Area	4,069 sqft Gross Area
Basement Area	1,277 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,404 sqft (0.193 acres)
Depth X Width	132 ft x 64 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	None Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	331 GRISWOLD ST
City	ELGIN
State	IL
Zip	60123-7623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN LOT 6 BLOCK 13
Legal Subdivision	LORDS 2ND ADDN
Legal Block	13
Legal Lot Number	6
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1009
Census Tract	851500

Owner

Source: Kane County records · APN 06-23-232-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	337 GRISWOLD ST, ELGIN, IL 60123-7623
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Doc Number	20261982
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000089277
Record Refreshed	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 15, 2026
Property Address	331 GRISWOLD ST, ELGIN, IL 60123-7623
Document Number	0000001982
Instrument Date	Jan 13, 2026
Instrument	2026K001982
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, CHCIAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	337 GRISWOLD ST, ELGIN, IL 60123-7623

Mortgage

Document Number	0000001983
Date	Jan 15, 2026
Instrument	2026K001983

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 07, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,509.00 (+3.5%)
2024	$7,255.00 (+21.83%)	$90,664 (+21.39%) Land $17,499 Building $73,165	$272,101 (+21.44%) Land $52,518 Building $219,583
2022	$5,955.00 (+4.58%) Homeowner's exemption	$74,686 (+6.96%) Land $14,415 Building $60,271	$224,058 (+6.96%) Land $43,245 Building $180,813
2021	$5,694.00 Homeowner's exemption	$69,826 Land $13,477 Building $56,349	$209,478 Land $40,431 Building $169,047

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.