Ottawa County property record for 324 E Water St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,387 sqft · built 1920 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,500 (May 2009) |
| Tax Bill | $1,757 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042831-8 |
| Primary APN | 042831-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 919 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,191 sqft (0.211 acres) |
| Lot Dimensions | 177 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042831-8 |
|---|---|
| Street Address | 324 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R15 N MID PT NE 1/4 SW 1/4 (51.5 X 207) |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50700 |
324 E Water St is owned and occupied by an individual who acquired it in April 2015.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on File |
| Deed Sale | May 1, 2009 · Amount on File |
| Prior Sale | Dec 16, 2008 · Amount on File |
| Deed Document Number | 2009193543 |
| Deed Book / Page | 1272 / 148 |
| Last Transfer Date | Apr 3, 2015 |
| Transfer Doc | 0000248325 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 324 E Water St was $1,757 with a homeowner's exemption, down 0.7% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 (-0.73%) | $40,121 (-) Land $9,279 Building $30,842 | |
| 2024 | $1,770.00 (+6.05%) Homeowner's exemption | $40,121 (+20.98%) Land $9,279 Building $30,842 | $114,630 Land $26,510 Building $88,120 |
| 2023 | $1,669.00 (+3.15%) Homeowner's exemption | $33,163 (+%) Land $7,732 Building $25,431 | |
| 2022 | $1,618.00 Homeowner's exemption | $33,162 Land $7,731 Building $25,431 | |
| 2021 | $94,750 Land $22,090 Building $72,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 324 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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