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325 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 325 E Water St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,737 sqft · built 1920
Lot Size0.23 acres (10,001 sqft)
OwnerCompany Name on Record
Last Sale$90,774 (Nov 2019)
Tax Bill$2,299 (2025)
Deeds & MortgagesApr 2020 Sale
Jan 2020 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN042698-5

Property Details

APN / Parcel Number

Primary APN042698-5
Alternative APN
  • 027-06103-13664-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,737 sqft Living Area
Gross Area3,305 sqft
1st Floor Area953 sqft
Upper Floors Area784 sqft
AtticAttic
Attic Area784 sqft
Basement Area784 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1986
Exterior MaterialWood
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area52 sqft
Patio Area184 sqft
Lean-To160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number042698-5
Street Address325 E WATER ST
CityOAK HARBOR
StateOH
Zip43449-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS04 T06 R15 N PT NE 1/4 SW 1/4 (50 X 200)
Legal Range15E
Legal Township06N
Legal Section04
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3003
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address141 N LOCUST ST, OAK HARBOR, OH 43449-1359
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 6, 2020Grant Deed, Foreclosure
ATTORNEY ONLY
Nov 22, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Oct 31, 2017Intrafamily Transfer, Transfer · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Prior SaleApr 29, 2011 · Amount on Record
Deed Document Number2019290229
Deed Book / Page1745 / 688
Prior Transfer DateNov 20, 2019
Prior Transfer Doc0000290229
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateApr 24, 2020
Property Address325 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000293997
Book / Page001766 / 000500
Instrument DateMar 24, 2020
Instrument293997
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address141 N LOCUST ST OAK HARBOR OH 434491359, OAK HARBOR, OH 43449-1359

January 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionOTTAWA OH
Recording DateJan 6, 2020
Property Address325 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000291434
Book / Page001751 / 000613
Instrument DateDec 26, 2019
Instrument291434
Transaction TypeForeclosure
Record UpdatedFeb 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOTTAWA OH
Recording DateNov 22, 2019
Property Address325 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000290229
Book / Page001745 / 000688
Instrument DateNov 20, 2019
Instrument290229
Transaction TypeForeclosure
Record UpdatedDec 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$363.10
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OH
Recording DateOct 31, 2017
Property Address325 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000271596
Book / Page1654 / 0346
Instrument DateOct 10, 2017
Instrument201700271596
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyCARRINTON TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E WATER STREET OAK HARBOR, OAK HARBOR, OH 43449

Mortgage

Document Number0000271597
DateOct 31, 2017
Instrument201700271597
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,299.00 (-0.73%)$51,492 (-) Land $9,184 Building $42,308
2024$2,316.00 (+5.9%)$51,492 (+20.77%) Land $9,184 Building $42,308$147,120 (+20.77%) Land $26,240 Building $120,880
2023$2,187.00 (+3.45%)$42,637 (+0.35%) Land $7,651 Building $34,986
2022$2,114.00$42,490 Land $7,651 Building $34,839
2021$121,820 Land $21,860 Building $99,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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