304 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 304 E Water St, Oak Harbor, OH 43449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,083 sqft · built 1940
Lot Size	0.388 acres (16,910 sqft)
Owner	Individual Name on File
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042472-9`

Property Details

APN / Parcel Number

Primary APN	`042472-9`
Alternative APN	`027-03264-04901-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,083 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	1,564 sqft
Attic	Attic
Attic Area	1,298 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,910 sqft (0.388 acres)
Lot Dimensions	178 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042472-9
Street Address	304 E WATER ST
City	OAK HARBOR
State	OH
Zip	43449-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04 T06 R15 NW PT NE 1/4 SW 1/4 (95 X 178)
Legal Range	15E
Legal Township	06N
Legal Section	04
Jurisdiction	OTTAWA OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3005
Census Tract	50700

Owner

304 E Water St is owned by an individual who acquired it in March 2021.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3041 S STATE ROUTE 19, OAK HARBOR, OH 43449-9666
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 1994
Deed Sale	Jan 28, 1994
Last Transfer Date	Mar 9, 2021
Transfer Doc	0000304307
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OH
Recording Date	Mar 9, 2021
Property Address	304 E WATER ST, OAK HARBOR, OH 43449-1455
Document Number	0000304307
Book / Page	1826 / 137
Instrument Date	Mar 9, 2021
Instrument	202100304307
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 S STATE ROUTE 19, OAK HARBOR, OH 43449-9666

Tax Assessment & Valuation

The 2025 property tax bill for 304 E Water St was $2,429, down 0.7% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Salem Township
Municipality	Oak Harbor Village
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (-0.74%)	$54,387 (-) Land $14,280 Building $40,107
2024	$2,447.00 (+5.66%)	$54,387 (+20.43%) Land $14,280 Building $40,107	$155,390 Land $40,800 Building $114,590
2023	$2,316.00 (+5.13%)	$45,161 (-) Land $11,897 Building $33,264
2022	$2,203.00 Homeowner's exemption	$45,161 Land $11,897 Building $33,264
2021			$129,030 Land $33,990 Building $95,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20