324 E Locust St, York, PA 17403 Property Records

York County property record for 324 E Locust St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,756 sqft · built 1945
Lot Size	0.043 acres (1,873 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2022)
Tax Bill	$4,684 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-108-02-0087.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-108-02-0087.00-00000`
Alternative APNs	`0610080200870000000` `060084044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,756 sqft Living Area
1st Floor Area	652 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Lot Area	1,873 sqft (0.043 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 E LOCUST ST
City	YORK
State	PA
Zip	17403-2312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4005
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

324 E Locust St, a townhouse, is owned and occupied by an individual who bought it in August 2022.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	324 E LOCUST ST, YORK, PA 17403-2312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Apr 28, 2008 · Amount on File
Deed Document Number	202245657
Deed Book / Page	2745 / 1660
Prior Transfer Date	Apr 9, 2002
Prior Transfer Doc	0000030469
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	324 E LOCUST ST, YORK, PA 17403-2312
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000006056
Date	Feb 20, 2024
Book Page	2816/3743
Instrument	2024006056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	324 E LOCUST ST, YORK, PA 17403-2312
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000034686
Date	Sep 8, 2023
Book Page	2796/2214
Instrument	2023034686

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Aug 24, 2022
Property Address	324 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000045657
Book / Page	2745 / 1660
Map Reference	MB DD PG 435
Instrument Date	Aug 19, 2022
Instrument	2022045657
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	YORKTOWNE SETTLEMENT, YORKTOWNE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000045658
Date	Aug 24, 2022
Instrument	2022045658

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 324 E Locust St was $4,684.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00	$72,960 Land $9,760 Building $63,200
2024	$4,529.00	$72,960 Land $9,760 Building $63,200
2006			$72,960 Land $9,760 Building $63,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

Nearby Properties on E Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures