322 E Locust St, York, PA 17403 Property Records

York County property record for 322 E Locust St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,693 sqft · built 1890
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Nov 2025)
Tax Bill	$4,442 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-108-02-0086.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-108-02-0086.00-00000`
Alternative APNs	`0610080200860000000` `060084047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
1st Floor Area	668 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	1,786 sqft (0.041 acres)
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 E LOCUST ST
City	YORK
State	PA
Zip	17403-2312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Legal Subdivision	THE SIXTH WARD
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4005
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 E Locust St, a townhouse, is owned and occupied by two individuals who bought it in November 2025.

Source: York County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 E LOCUST ST, YORK, PA 17403-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Jun 25, 1996 · Amount on File
Deed Document Number	202543500
Deed Book / Page	2880 / 7955
Prior Transfer Date	Nov 7, 2017
Prior Transfer Doc	0000053919
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Nov 12, 2025
Property Address	322 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000043500
Book / Page	2880 / 7955
Map Reference	MB DD PG 435
Instrument Date	Oct 31, 2025
Instrument	2025043500
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CAPSTONE LAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000043501
Date	Nov 12, 2025
Instrument	2025043501

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK PA
Recording Date	Nov 21, 2017
Property Address	322 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000053919
Book / Page	002448 / 003824
Instrument Date	Nov 7, 2017
Instrument	53919
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 E LOCUST ST YORK PA 174032312, YORK, PA 17403-2312

Tax Assessment & Valuation

The 2026 property tax bill for 322 E Locust St was $4,442, up 1.6% from the year before.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,442.00 (+1.6%)	$69,200 (-) Land $9,710 Building $59,490
2025	$4,372.00 (+1.77%)	$69,200 (-) Land $9,710 Building $59,490
2024	$4,296.00	$69,200 Land $9,710 Building $59,490
2006			$69,200 Land $9,710 Building $59,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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