316 E Locust St, York, PA 17403 Property Records

York County property record for 316 E Locust St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,464 sqft · built 1945
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on File
Last Sale	$107,900 (May 2007)
Tax Bill	$4,856 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-108-02-0085.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-108-02-0085.00-00000`
Alternative APNs	`0610080200850000000` `060084027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	687 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	2,309 sqft (0.053 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 E LOCUST ST
City	YORK
State	PA
Zip	17403-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	LOCUST STREET NSA
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4005
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

316 E Locust St is owned and occupied by an individual who bought it in May 2007.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	316 E LOCUST ST, YORK, PA 17403-2312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 3, 2017	Loan Modification, Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2007 · Amount on File
Deed Sale	May 2, 2007 · Amount on File
Prior Sale	Feb 13, 2003 · Amount on File
Deed Document Number	200732126
Deed Book / Page	1890 / 6610
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	316 E LOCUST ST, YORK, PA 17403-2312
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMERICAS SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041332
Date	Aug 1, 2022
Book Page	2741/2091
Instrument	2022041332

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	316 E LOCUST ST, YORK, PA 17403-2312
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064036
Date	Oct 13, 2021
Book Page	2685/7428
Instrument	2021064036

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	316 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000026146
Book / Page	002424 / 007541
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E LOCUST ST YORK PA 174032312, YORK, PA 17403-2312

Mortgage

Document Number	0000026146
Date	Jun 12, 2017
Book Page	002424/007541
Instrument	26146

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jun 11, 2057

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

The 2026 property tax bill for 316 E Locust St was $4,856.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,856.00	$75,650 Land $9,930 Building $65,720
2024	$4,696.00	$75,650 Land $9,930 Building $65,720
2006			$75,650 Land $9,930 Building $65,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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