324 E Commerce St, Brownstown, IN 47220 Property Records

Jackson County property record for 324 E Commerce St, Brownstown, IN 47220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1985
Lot Size	0.43 acres (18,750 sqft)
Owner	Individual Name on Record
Last Sale	$113,600 (Jun 2017)
Tax Bill	$588 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-54-14-104-005.000-002`

Property Details

APN / Parcel Number

Primary APN	`36-54-14-104-005.000-002`
Alternative APN	`00000987162`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	250 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00000987162
Street Address	324 E COMMERCE ST
City	BROWNSTOWN
State	IN
Zip	47220-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT J
Legal Subdivision	BROWNSTOWN
Legal Lot Number	J
Jurisdiction	JACKSON IN
Township / Civil Division	BROWNSTOWN
Census Block Group	4
Census Block	4054
Census Tract	968100

Owner

Source: Jackson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage THE PEOPLES BANK BROWNSTOWN
Mar 15, 2023	Intrafamily Transfer, Transfer
Jun 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JACKSON COUNTY BANK
Apr 9, 2012	Warranty Deed, Transfer · ARM THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Apr 9, 2012 · Amount on Record
Deed Document Number	20175420
Last Transfer Date	Mar 13, 2023
Transfer Doc	0202301782
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	324 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008

Mortgage

Document Number	0202600536
Date	Feb 5, 2026
Instrument	202600536

Lender

Name	THE PEOPLES BANK BROWNSTOWN
Address	100-N MAIN STREET, BROWNSTOWN, IN 47220

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2056

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON IN
Recording Date	Mar 15, 2023
Property Address	324 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0202301782
Instrument Date	Mar 13, 2023
Instrument	202301782
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON IN
Recording Date	Jun 30, 2017
Property Address	324 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0201705420
Instrument Date	Jun 28, 2017
Instrument	201705420
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Investor	Possibly a Property Investor

Mortgage

Document Number	0201705421
Date	Jun 30, 2017
Instrument	201705421

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IN
Recording Date	Apr 9, 2012
Property Address	324 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0201202722
Instrument Date	Mar 26, 2012
Instrument	201202722
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Investor	Possibly a Property Investor

Mortgage

Document Number	0201202723
Date	Apr 9, 2012
Instrument	201202723

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Mar 26, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.39%
Type Change Date	Mar 26, 2017
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.3%
Index	5-Year TN

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jackson County
County Subdivision	Brownstown Township
Municipality	Brownstown Town
Unified School District	Brownstown Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (-74.91%)	$29,400 (-73.98%) Land $22,900 Building $6,500	$29,400 (-73.98%) Land $22,900 Building $6,500
2024	$2,344.00 (+184.47%)
2023	$824.00 (+29.76%)	$113,000 (+18.7%) Land $22,900 Building $90,100	$113,000 (+18.7%) Land $22,900 Building $90,100
2022	$635.00	$95,200 Land $22,900 Building $72,300	$95,200 Land $22,900 Building $72,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER UTILITY serves 13,667 people · EPA ID IN5236003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jackson County REMC Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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