320 E Commerce St, Brownstown, IN 47220 Property Records

Jackson County property record for 320 E Commerce St, Brownstown, IN 47220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,010 sqft · built 1936
Lot Size	0.267 acres (11,631 sqft)
Owner	Company Name on Record
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-54-14-104-005.001-002`

Property Details

APN / Parcel Number

Primary APN	`36-54-14-104-005.001-002`
Alternative APN	`00000988759`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Basement Area	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	155 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000988759
Street Address	320 E COMMERCE ST
City	BROWNSTOWN
State	IN
Zip	47220-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 N1/2 LOT 231
Legal Lot Number	231
Jurisdiction	JACKSON IN
Township / Civil Division	BROWNSTOWN
Census Block Group	4
Census Block	4054
Census Tract	968100

Owner

Source: Jackson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON COUNTY BANK
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON COUNTY BANK
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201905734
Date	Sep 18, 2019
Instrument	201905734

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	BROWNSTOWN, IN 47220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2049

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301518
Date	Mar 6, 2023
Instrument	202301518

Lender

Name	JACKSON COUNTY BANK
Type	Bank
Address	SEYMOUR, IN 47274

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Mar 27, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301518
Date	Mar 6, 2023
Instrument	202301518

Lender

Name	JACKSON COUNTY BANK
Type	Bank
Address	SEYMOUR, IN 47274

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	320 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905734
Date	Sep 18, 2019
Instrument	201905734

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	BROWNSTOWN, IN 47220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jackson County
County Subdivision	Brownstown Township
Municipality	Brownstown Town
Unified School District	Brownstown Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (-3.23%) Homeowner's exemption	$186,900 (+10.2%) Land $20,600 Building $166,300	$186,900 (+10.2%) Land $20,600 Building $166,300
2024	$1,639.00 (+6.36%)
2023	$1,541.00 (+22.3%)	$169,600 Land $20,600 Building $149,000	$169,600 Land $20,600 Building $149,000
2022	$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER UTILITY serves 13,667 people · EPA ID IN5236003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jackson County REMC Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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