302 E Commerce St, Brownstown, IN 47220 Property Records

Jackson County property record for 302 E Commerce St, Brownstown, IN 47220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,610 sqft · built 1927
Lot Size	0.312 acres (13,591 sqft)
Owner	Company Name on Record
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-54-14-104-001.000-002`

Property Details

APN / Parcel Number

Primary APN	`36-54-14-104-001.000-002`
Alternative APN	`00000988088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,610 sqft Living Area
1st Floor Area	2,610 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	160 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000988088
Street Address	302 E COMMERCE ST
City	BROWNSTOWN
State	IN
Zip	47220-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' PARALLEL OFF LOT W SIDE LOT 188 & 85' PARALLEL OFF W SIDE LOT 189
Legal Subdivision	BROWNSTOWN
Legal Lot Number	W,188
Jurisdiction	JACKSON IN
Township / Civil Division	BROWNSTOWN
Census Block Group	4
Census Block	4060
Census Tract	968100

Owner

Source: Jackson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK
Apr 20, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2021	Intrafamily Transfer, Transfer · Line of Credit THE PEOPLES BANK
Apr 26, 2017	Warranty Deed, Transfer · Line of Credit THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022
Deed Sale	Apr 20, 2022
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	20222961
Prior Transfer Date	Mar 18, 2022
Prior Transfer Doc	0202202961
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IN
Property Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008

Mortgage

Document Number	0202306962
Date	Dec 8, 2023
Instrument	202306962

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	BROWNSTOWN, IN 47220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Dec 23, 2051

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IN
Recording Date	Apr 20, 2022
Property Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0202202961
Instrument Date	Mar 18, 2022
Instrument	202202961
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON IN
Recording Date	Dec 29, 2021
Property Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0202109806
Instrument Date	Dec 23, 2021
Instrument	202109806
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008

Mortgage

Document Number	0202109808
Date	Dec 29, 2021
Instrument	202109808

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	BROWNSTOWN, IN 47220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IN
Recording Date	Apr 26, 2017
Property Address	302 E COMMERCE ST, BROWNSTOWN, IN 47220-2008
Document Number	0201703068
Instrument Date	Apr 5, 2017
Instrument	201703068
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 E SUNSET DR, BROWNSTOWN, IN 47220-9600

Mortgage

Document Number	0201703069
Date	Apr 26, 2017
Instrument	201703069

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jackson County
County Subdivision	Brownstown Township
Municipality	Brownstown Town
Unified School District	Brownstown Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (-2.9%)	$194,500 (+11.21%) Land $23,600 Building $170,900	$194,500 (+11.21%) Land $23,600 Building $170,900
2024	$1,723.00 (+2.19%)
2023	$1,686.00 (+19.24%)	$174,900 (+18.66%) Land $23,600 Building $151,300	$174,900 (+18.66%) Land $23,600 Building $151,300
2022	$1,414.00	$147,400 Land $23,600 Building $123,800	$147,400 Land $23,600 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER UTILITY serves 13,667 people · EPA ID IN5236003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jackson County REMC Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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