Gilpin County property record for 324 E 4th High St, Central City, CO 80427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,711 sqft · built 1900 |
| Lot Size | 0.091 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,000 (May 2026) |
| Tax Bill | $749 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1835-123-01-018 |
| Primary APN | 1835-123-01-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Heated Area |
| Gross Area | 1,434 sqft |
| 1st Floor Area | 1,194 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,999 sqft (0.091 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Patio Area | 175 sqft |
| Shed | 1 Shed |
| Shed Area | 340 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Account Number | R002528 |
|---|---|
| Street Address | 324 E 4TH HIGH ST |
| City | CENTRAL CITY |
| State | CO |
| Zip | 80427-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 015 LOT: 017 AND:- LOT: 018 & IMPS |
| Legal Range | 73W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CENTRAL CITY |
| Legal Block | 15 |
| Legal Lot Number | 17 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 13802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gilpin County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10552 W FLORIDA AVE, C, LAKEWOOD, CO 80232-5059 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Jan 6, 2026 | Special Warranty Deed, Transfer |
| Aug 23, 2021 | Special Warranty Deed, Transfer |
| Feb 27, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 2026180579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | May 28, 2026 |
| Property Address | 324 E 4TH HIGH ST, CENTRAL CITY, CO 80427-5008 |
| Document Number | 0000180579 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026180579 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,221.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000180580, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026180580 |
| Name | SYNERGY ONE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jan 6, 2026 |
| Property Address | 324 E 4TH HIGH ST, CENTRAL CITY, CO 80427-5008 |
| Document Number | 0000179687 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 179687 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 304, CENTRAL CITY, CO 80427-0304 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 304, CENTRAL CITY, CO 80427-0304 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Aug 23, 2021 |
| Property Address | 324 E 4TH HIGH ST, CENTRAL CITY, CO 80427-5008 |
| Document Number | 0000170099 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 170099 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 304, CENTRAL CITY, CO 80427-0304 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 304, CENTRAL CITY, CO 80427-0304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Feb 27, 2017 |
| Property Address | 324 E 4TH HIGH ST, CENTRAL CITY, CO 80427-5008 |
| Document Number | 0000158469 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 158469 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | NETCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 E 4TH HIGH ST CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427 |
| Document Number | 158470 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 158470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Municipality | Central City |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $749.00 (+15.94%) | $24,480 (+9.78%) Land $1,800 Building $22,680 | $391,660 (+17.65%) Land $28,800 Building $362,860 |
| 2024 | $646.00 (+0.94%) | $22,300 (-) Land $1,610 Building $20,690 | $332,910 (-) Land $24,030 Building $308,880 |
| 2023 | $640.00 (+11.11%) | $22,300 (+7,864.29%) Land $1,610 Building $20,690 | $332,910 (+34,578.13%) Land $24,030 Building $308,880 |
| 2022 | $576.00 | $280 Land $280 | $960 Land $960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 86% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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