215 E 4th High St, Central City, CO 80427 Property Records

Gilpin County property record for 215 E 4th High St, Central City, CO 80427

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,065 sqft · built 1889
Lot Size	0.048 acres (2,090 sqft)
Owner	Individual Name on File
Tax Bill	$525 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1835-123-01-046`

Property Details

APN / Parcel Number

Primary APN	`1835-123-01-046`
Alternative APN	`R002874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,065 sqft Heated Area
Gross Area	545 sqft
1st Floor Area	520 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,090 sqft (0.048 acres)
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R002874
Street Address	215 E 4TH HIGH ST
City	CENTRAL CITY
State	CO
Zip	80427-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 014 LOT: 008 AND:- LOT: 009 (PT) & IMPS
Legal Range	73W
Legal Township	03S
Legal Section	12
Legal Subdivision	CENTRAL CITY
Legal Block	14
Legal Lot Number	8
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3036
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

215 E 4th High St is owned by an individual who acquired it in August 2022.

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 27930, DENVER, CO 80227-0930
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2002
Deed Sale	May 9, 2002
Deed Book / Page	758 / 415
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000172919
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	215 E 4TH HIGH ST, CENTRAL CITY, CO 80427-5007
Document Number	0000158158
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 4TH HIGH ST CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427

Mortgage

Document Number	0000158158
Date	Jan 18, 2017
Instrument	158158

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 215 E 4th High St was $525, up 24.4% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Central City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$525.00 (+24.41%)	$17,180 (+17.99%) Land $1,050 Building $16,130	$274,920 (+26.53%) Land $16,850 Building $258,070
2024	$422.00 (+1.2%)	$14,560 (-) Land $880 Building $13,680	$217,270 (-) Land $13,071 Building $204,199
2023	$417.00 (+107.46%)	$14,560 (+15.83%) Land $880 Building $13,680	$217,270 (+20.06%) Land $13,071 Building $204,199
2022	$201.00	$12,570 Land $760 Building $11,810	$180,970 Land $11,000 Building $169,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E 4th High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E 4th High St is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20