224 E 4th High St, Central City, CO 80427 Property Records

Gilpin County property record for 224 E 4th High St, Central City, CO 80427

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,086 sqft · built 1882
Lot Size	0.439 acres (19,160 sqft)
Owner	Individual Name on File
Tax Bill	$538 (2025)
Deeds & Mortgages	Oct 2011 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1835-123-01-022`

Property Details

APN / Parcel Number

Primary APN	`1835-123-01-022`
Alternative APNs	`R010128` `R002498`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,086 sqft Heated Area
Gross Area	1,221 sqft
1st Floor Area	1,086 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,160 sqft (0.439 acres)
Garage Type	Detached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	135 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	R002498
Street Address	224 E 4TH HIGH ST
City	CENTRAL CITY
State	CO
Zip	80427-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 015 LOT: 009 AND:- LOT: 010 & IMPS
Legal Range	73W
Legal Township	03S
Legal Section	12
Legal Subdivision	CENTRAL CITY
Legal Block	15
Legal Lot Number	9
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3036
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

224 E 4th High St, a single family home, is owned by an individual.

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	291 HIDEAWAY RD, DURANGO, CO 81303-7665
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2011: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GILPIN CO
Property Address	210 EUREKA ST, CENTRAL CITY, CO 80427
Document Number	0000160486
Instrument Date	Oct 20, 2011
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E 4TH HIGH ST CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427

Mortgage

Document Number	0000160486
Date	Dec 8, 2017
Instrument	160486

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	396 Months
Due	Dec 7, 2050

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 224 E 4th High St was $538, up 22.6% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Central City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00 (+22.55%)	$17,580 (+16.04%) Land $1,800 Building $15,780	$281,260 (+24.4%) Land $28,800 Building $252,460
2024	$439.00 (+81.4%)	$15,150 (-) Land $1,510 Building $13,640	$226,100 (-) Land $22,522 Building $203,578
2023	$242.00 (+437.78%)	$15,150 (+974.47%) Land $1,510 Building $13,640	$226,100 (+1,010.51%) Land $22,522 Building $203,578
2022	$45.00	$1,410 Land $830 Building $580	$20,360 Land $11,990 Building $8,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 E 4th High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 E 4th High St is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20